:root{--p:#0759d9;--p2:#0b8bed;--ink:#12233d;--muted:#687991;--line:#e1e9f3;--soft:#f3f7fc;--shadow:0 14px 38px rgba(19,43,79,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;color:var(--ink);background:#fff;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}a{text-decoration:none}.topbar{padding:7px 0;color:#d9e7fa;background:#0c1e37;font-size:12px}.topbar a{color:#fff}.site-nav{border-bottom:1px solid rgba(222,231,242,.9);background:rgba(255,255,255,.94);backdrop-filter:blur(15px)}.brand-logo{width:48px;height:48px;padding:5px;border-radius:14px;background:#fff;object-fit:contain;box-shadow:0 5px 16px rgba(19,43,79,.13)}.brand-name{font-size:14px;letter-spacing:.02em}.brand-sub{color:var(--muted);font-size:10px}.nav-link{padding:.55rem .78rem!important;border-radius:10px;color:#46576e!important;font-size:13px;font-weight:750}.nav-link:hover{color:var(--p)!important;background:#eef5ff}.nav-cta{padding:.6rem .9rem;border-radius:12px;font-size:13px;font-weight:800}
.hero{padding:20px 0 12px;background:linear-gradient(180deg,#f7fbff,#fff)}.hero-card{position:relative;overflow:hidden;padding:clamp(28px,5vw,65px);border-radius:30px;color:#fff;background:linear-gradient(128deg,#064cc0,#087de7 58%,#12a4d9);box-shadow:0 24px 55px rgba(7,89,217,.22)}.hero-card:before,.hero-card:after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.1)}.hero-card:before{width:360px;height:360px;right:-120px;top:-180px}.hero-card:after{width:240px;height:240px;left:42%;bottom:-190px}.hero-card>.row{position:relative;z-index:1}.eyebrow{display:inline-flex;gap:6px;padding:6px 10px;border:1px solid rgba(255,255,255,.25);border-radius:999px;background:rgba(255,255,255,.12);font-size:12px;font-weight:750}.hero h1{margin:17px 0 13px;font-size:clamp(38px,6vw,72px);font-weight:900;line-height:1.02;letter-spacing:-.05em}.hero h1 span{color:#ffdd75}.hero p{max-width:680px;margin:0;color:#e1efff;font-size:clamp(15px,1.5vw,18px);line-height:1.65}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}.hero-actions .btn{padding:11px 16px;border-radius:13px;font-size:14px;font-weight:800}.trust-row{display:flex;flex-wrap:wrap;gap:13px;margin-top:21px;color:#dcecff;font-size:11px}.trust-row i{color:#7df0af}.hero-visual{position:relative;min-height:340px;display:grid;place-items:center}.shield{width:255px;height:255px;display:flex;flex-direction:column;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.25);border-radius:50%;background:rgba(255,255,255,.13);backdrop-filter:blur(8px);text-align:center;box-shadow:0 20px 45px rgba(0,0,0,.14)}.shield i{font-size:58px}.shield strong{font-size:25px;line-height:1.1}.shield small{margin-top:7px;opacity:.76}.mini-card{position:absolute;display:flex;align-items:center;gap:9px;padding:11px 13px;border-radius:15px;color:var(--ink);background:#fff;box-shadow:0 14px 35px rgba(0,0,0,.17);font-size:11px}.mini-card i{font-size:25px;color:var(--p)}.mini-card strong,.mini-card span{display:block}.moto{left:0;top:45px}.car{right:0;bottom:45px}
.feature-strip{padding:9px 0 3px}.feature{height:100%;display:flex;align-items:center;gap:10px;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 6px 20px rgba(19,43,79,.05)}.feature>i{width:37px;height:37px;display:grid;place-items:center;border-radius:12px;color:var(--p);background:#eaf3ff;font-size:17px}.feature strong,.feature span{display:block}.feature strong{font-size:12px}.feature span{color:var(--muted);font-size:10px}.section-space{padding:clamp(45px,7vw,85px) 0}.section-head{max-width:700px}.section-head>span,.contact-card>span{color:var(--p);font-size:11px;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.section-head h2{margin:7px 0 8px;font-size:clamp(28px,4vw,43px);font-weight:900;letter-spacing:-.04em}.section-head p{margin:0;color:var(--muted);line-height:1.65}
.product-card{--accent:#0759d9;--tint:#eaf3ff;height:100%;padding:22px;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:21px;background:linear-gradient(150deg,var(--tint),#fff 55%);box-shadow:0 8px 24px rgba(19,43,79,.06);transition:.22s}.product-card:hover{transform:translateY(-5px);border-color:var(--accent);box-shadow:var(--shadow)}.product-icon{width:54px;height:54px;display:grid;place-items:center;margin-bottom:15px;border-radius:16px;color:var(--accent);background:#fff;box-shadow:0 6px 17px rgba(19,43,79,.09);font-size:24px}.product-card h3{color:var(--accent);font-size:16px;font-weight:850}.product-card p{min-height:80px;color:var(--muted);font-size:12px;line-height:1.55}.product-card>span{display:block;margin-bottom:13px;color:var(--accent);font-size:13px;font-weight:850}.product-card a{display:flex;justify-content:space-between;padding-top:11px;border-top:1px solid #e7edf5;color:var(--accent);font-size:12px;font-weight:800}.tone-green{--accent:#087f4e;--tint:#e8f8ef}.tone-purple{--accent:#7240c2;--tint:#f3eaff}.tone-orange{--accent:#d2630b;--tint:#fff0e4}
.benefit-section{background:var(--soft)}.benefit-visual{position:relative;min-height:430px;display:grid;place-items:center;overflow:hidden;border-radius:28px;color:#fff;background:linear-gradient(145deg,#0d203b,#0759d9);box-shadow:var(--shadow)}.benefit-visual>i{font-size:160px;opacity:.85}.benefit-badge{position:absolute;left:25px;right:25px;bottom:25px;display:flex;align-items:center;gap:13px;padding:16px;border:1px solid rgba(255,255,255,.2);border-radius:17px;background:rgba(255,255,255,.13);backdrop-filter:blur(9px)}.benefit-badge strong{font-size:25px}.benefit-badge span{font-size:12px}.benefit-item{height:100%;display:flex;gap:12px;padding:16px;border:1px solid var(--line);border-radius:17px;background:#fff}.benefit-item>i{width:42px;height:42px;flex:0 0 42px;display:grid;place-items:center;border-radius:13px;color:var(--p);background:#eaf3ff;font-size:19px}.benefit-item strong{font-size:13px}.benefit-item p{margin:5px 0 0;color:var(--muted);font-size:11px;line-height:1.55}
.calculator-section{background:#fff}.calc-shell{overflow:hidden;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:0 20px 55px rgba(19,43,79,.11)}.calc-form{padding:clamp(25px,4vw,47px)}.form-label{color:#506077;font-size:11px;font-weight:750}.form-control,.form-select{border-color:#dbe4ef;border-radius:12px;font-size:14px}.form-control-lg,.form-select-lg{min-height:48px}.form-control:focus,.form-select:focus{border-color:#83b8ff;box-shadow:0 0 0 3px rgba(7,89,217,.1)}.calc-result{height:100%;padding:clamp(26px,4vw,47px);color:#fff;background:linear-gradient(145deg,#0d203b,#0759d9)}.result-label{font-size:11px;letter-spacing:.1em;text-transform:uppercase;opacity:.75}.total-premium{margin:9px 0 3px;color:#ffdc72;font-size:clamp(40px,5vw,60px);font-weight:900;line-height:1}.premium-description{font-size:12px;opacity:.75}.result-list{margin:27px 0 19px;border-top:1px solid rgba(255,255,255,.14)}.result-list>div{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:12px}.result-list span{opacity:.72}.legal-note{margin-bottom:17px;padding:12px;border:1px solid rgba(255,255,255,.15);border-radius:12px;color:#dce8f8;background:rgba(255,255,255,.08);font-size:10px;line-height:1.55}
.step-card{position:relative;height:100%;padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 8px 24px rgba(19,43,79,.05)}.step-card b{position:absolute;right:16px;top:10px;color:#e4ebf5;font-size:28px;font-weight:900}.step-card>i{width:48px;height:48px;display:grid;place-items:center;margin-bottom:14px;border-radius:15px;color:var(--p);background:#eaf3ff;font-size:21px}.step-card h3{font-size:15px;font-weight:850}.step-card p{margin:0;color:var(--muted);font-size:11px;line-height:1.55}.faq-section{background:var(--soft)}.faq .accordion-item{margin-bottom:9px;overflow:hidden;border:1px solid var(--line);border-radius:14px!important}.faq .accordion-button{padding:16px 18px;font-size:13px;font-weight:800;box-shadow:none}.faq .accordion-button:not(.collapsed){color:var(--p);background:#edf5ff}.faq .accordion-body{color:var(--muted);font-size:12px;line-height:1.6}
.contact-section{padding:65px 0}.contact-card{padding:clamp(27px,5vw,52px);border-radius:28px;color:#fff;background:linear-gradient(125deg,#0759d9,#0a90e4);box-shadow:0 20px 50px rgba(7,89,217,.2)}.contact-card>span{color:#c5e2ff}.contact-card h2{margin:7px 0 8px;font-size:clamp(28px,4vw,43px);font-weight:900;letter-spacing:-.04em}.contact-card p{color:#dcecff}.contact-card .btn{border-radius:13px;font-size:13px;font-weight:800}.contact-info{display:grid;grid-template-columns:1fr 1fr;gap:10px}.contact-info>div{padding:17px;border:1px solid rgba(255,255,255,.2);border-radius:15px;background:rgba(255,255,255,.11)}.contact-info i,.contact-info span,.contact-info strong{display:block}.contact-info i{margin-bottom:9px;font-size:21px}.contact-info span{font-size:10px;opacity:.7}.contact-info strong{margin-top:3px;font-size:12px}.site-footer{padding:48px 0 92px;color:#aebdd0;background:#0c1a2e}.footer-brand{display:flex;align-items:center;gap:11px;margin-bottom:12px;color:#fff;font-weight:900}.footer-brand img{width:50px;height:50px;padding:5px;border-radius:14px;background:#fff;object-fit:contain}.footer-brand small{display:block;color:#93a7c0;font-size:9px;font-weight:600}.site-footer h3{color:#fff;font-size:13px;font-weight:850}.site-footer a,.site-footer p{display:block;margin-bottom:7px;color:#aebdd0;font-size:11px;line-height:1.6}.site-footer a:hover{color:#fff}.footer-bottom{margin-top:27px;padding-top:17px;border-top:1px solid rgba(255,255,255,.1);font-size:10px;text-align:center}.mobile-bar{position:fixed;left:10px;right:10px;bottom:9px;z-index:1040;display:grid;grid-template-columns:repeat(3,1fr);padding:7px;border:1px solid #dbe4ef;border-radius:17px;background:rgba(255,255,255,.96);box-shadow:0 12px 35px rgba(19,43,79,.2);backdrop-filter:blur(12px)}.mobile-bar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:5px;color:#526176;font-size:9px;font-weight:750}.mobile-bar i{color:var(--p);font-size:17px}
@media(min-width:992px){.site-footer{padding-bottom:30px}}@media(max-width:991.98px){.site-nav .navbar-collapse{padding:11px 0}.hero-visual{min-height:290px}.shield{width:220px;height:220px}.moto{left:8%}.car{right:8%}.calc-result{min-height:460px}}@media(max-width:575.98px){.hero{padding-top:10px}.hero-card{border-radius:22px}.hero-actions .btn{width:100%}.hero-visual{min-height:255px}.shield{width:190px;height:190px}.shield i{font-size:45px}.shield strong{font-size:20px}.mini-card{padding:8px 10px}.moto{left:0;top:34px}.car{right:0;bottom:32px}.feature{padding:11px 8px}.feature>i{display:none}.product-card p{min-height:0}.benefit-visual{min-height:320px}.contact-info{grid-template-columns:1fr}.section-space{padding:45px 0}}